- If your travel insurance and holiday were booked pre-pandemic (roughly mid-March), you ARE likely to be covered.
- If your holiday was booked pre-pandemic and you renewed existing annual cover with the same firm since, you ARE likely to be covered.
- If you either booked the holiday or got new travel insurance since the pandemic began, you are NOT likely to be covered. The only mainstream exception we know of is via Nationwide FlexPlus.
I still want to travel to Luxembourg – can I?
If your travel provider is still running trips, theoretically you can still travel. But be extremely wary of doing so. Most travel insurance won’t cover you if you go to Luxembourg when the FCO is advising against non-essential travel there. That means if something goes wrong while you’re away, even if it’s unrelated to coronavirus, eg, you have an accident, you won’t be protected.
Remember too that the FCO has advised against travel to Luxembourg with good reason. Cases of coronavirus are generally rising there and the Government has decided that it’s riskier to go there than to go to many other countries. We don’t think it is advisable to travel when the FCO says you shouldn’t.
Luxembourg ( (listen) LUK-səm-burg; Luxembourgish: Lëtzebuerg [ˈlətsəbuə̯ɕ] (listen); French: Luxembourg; German: Luxemburg), officially the Grand Duchy of Luxembourg, is a landlocked country in Western Europe. It is bordered by Belgium to the west and north, Germany to the east, and France to the south. Its capital, Luxembourg City, is one of the four official capitals of the European Union (together with Brussels, Frankfurt, and Strasbourg) and the seat of the Court of Justice of the European Union, the highest judicial authority in the EU. Its culture, people, and languages are highly intertwined with its neighbours, making it essentially a mixture of French and German cultures, as evident by the nation’s three official languages: French, German, and the national language of Luxembourgish. The repeated invasions by Germany, especially in World War II, resulted in the country’s strong will for mediation between France and Germany and, among other things, led to the foundation of the European Union.With an area of 2,586 square kilometres (998 sq mi), it is one of the smallest sovereign states in Europe. In 2019, Luxembourg had a population of 626,108, which makes it one of the least-populous countries in Europe, but by far the one with the highest population growth rate. Foreigners account for nearly half of Luxembourg’s population. As a representative democracy with a constitutional monarch, it is headed by Grand Duke Henri and is the world’s only remaining sovereign grand duchy. Luxembourg is a developed country, with an advanced economy and one of the world’s highest GDP (PPP) per capita, as well as being one of the smallest countries in Europe. The City of Luxembourg with its old quarters and fortifications was declared a UNESCO World Heritage Site in 1994 due to the exceptional preservation of the vast fortifications and the old city.The history of Luxembourg is considered to begin in 963, when count Siegfried acquired a rocky promontory and its Roman-era fortifications known as Lucilinburhuc, “little castle”, and the surrounding area from the Imperial Abbey of St. Maximin in nearby Trier. Siegfried’s descendants increased their territory through marriage, war and vassal relations. At the end of the 13th century, the counts of Luxembourg reigned over a considerable territory. In 1308, Henry VII became King of the Germans and later Holy Roman Emperor. The House of Luxembourg produced four emperors during the High Middle Ages. In 1354, Charles IV elevated the county to the Duchy of Luxembourg. The duchy eventually became part of the Burgundian Circle and then one of the Seventeen Provinces of the Habsburg Netherlands.
Over the centuries, the City and Fortress of Luxembourg, of great strategic importance situated between the Kingdom of France and the Habsburg territories, was gradually built up to be one of the most reputed fortifications in Europe. After belonging to both the France of Louis XIV and the Austria of Maria Theresa, Luxembourg became part of the First French Republic and Empire under Napoleon.The present-day state of Luxembourg first emerged at the Congress of Vienna in 1815. The Grand Duchy, with its powerful fortress, became an independent state under the personal possession of William I of the Netherlands with a Prussian garrison to guard the city against another invasion from France. In 1839, following the turmoil of the Belgian Revolution, the purely French-speaking part of Luxembourg was ceded to Belgium and the Luxembourgish-speaking part (except the Arelerland, the area around Arlon) became what is the present state of Luxembourg.Luxembourg is a founding member of the European Union, OECD, United Nations, NATO, and Benelux. The city of Luxembourg, which is the country’s capital and largest city, is the seat of several institutions and agencies of the EU. Luxembourg served on the United Nations Security Council for the years 2013 and 2014, which was a first in the country’s history. As of 2020, Luxembourg citizens had visa-free or visa-on-arrival access to 187 countries and territories, ranking the Luxembourgish passport fifth in the world, tied with Denmark and Spain.
Luxembourg added to UK travel exclusion list
Travel is the movement of people between distant geographical locations. Travel can be done by foot, bicycle, automobile, train, boat, bus, airplane, ship or other means, with or without luggage, and can be one way or round trip. Travel can also include relatively short stays between successive movements, as in the case of tourism.
However, if you are determined to travel anyway, then you should at the very least make sure you take a valid EHIC and check you have travel insurance, which will continue to give you at least some protection.
When we checked with insurers earlier this year, there were a handful who told us that you MIGHT be covered by their travel insurance if you travelled in this scenario, so there may be some exceptions. But it may be safer to take out a policy with a provider which specifically offers protection in this scenario. One example we’ve seen is Battleface (though we’ve not looked at it in detail, so you’ll need to check what’s covered). You could also look for a specialist broker via the British Insurance Brokers’ Association website – search for “Travel: High Risk Areas”.
Luxembourg added to UK travel exclusion list
What are the rules on quarantining on return from Luxembourg?
If you arrive in England from Luxembourg, you will not be allowed to leave the place where you’re staying for the first 14 days, and if you do not self-isolate, you can be fined £1,000 (the rules are similar but with slightly different specifics in Scotland, Wales and Northern Ireland).
You should not have visitors, including friends and family, unless they are providing essential care, and you cannot go out to work or school or visit public areas. You should not go shopping and you must only exercise within your home or garden.
Those you share a home with will not have to self-isolate unless they travelled with you, but the Government says you should avoid contact with them as much as possible.